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You will find that in the mortgage world the old saying ‘many ways to skin a cat’ holds true; Current Account Mortgages if used as intended can be an effective way to save money and reduce your mortgage debt. The Current Account Mortgage has commonly been marketed with the slogan ‘Pay off your mortgage early’ or ‘Save thousands in interest’ but this requires the borrower to focus on the overall cost of comparison. You may find that the interest payable on a current account style mortgage is higher than that payable on a conventional style mortgage thus any saving in real terms is lost.